About Bernette Sherman, The Money Mojo Mentor
Personal Notes
“Despite all the obstacles that may appear to be in your way, the only true obstacles are the ones in your head.” – Bernette Sherman

How does a girl from a small South Carolina town, raised in low-income housing, achieve a dream life? Ten-year-old me would have scoffed at the very idea. Twenty-year-old me, though secretly harboring that dream, would have nervously laughed, unsure of how it could ever become reality.
My early understanding of money was limited to the constant struggle of budgeting to stretch every dollar, even if it wasn’t always successful. After college, my financial knowledge barely extended beyond getting paid and paying bills.
I made my share of mistakes: tanked credit, accumulated debt, and navigated a relationship with an equally financially irresponsible ex-husband. But I eventually began to rebuild my life, starting with leaving that toxic marriage.
Now, remarried with one child in college and one at home, my husband of twenty years and I have learned to be financially responsible and build wealth. We’re living the life our parents sacrificed for, and I’m passionate about helping others achieve their dreams and create generational wealth.
Bernette’s Bio
Bernette Sherman is an NFEC Certified Financial Education Instructor℠ and the Founder of Arise Private Capital, LLC, a private lending and investment company. Through Arise Private Capital, she operates The Money Mojo Mentor, a service-oriented offering designed to empower individuals with practical money skills and mindset principles.
As The Money Mojo Mentor, Bernette focuses on helping working adults budget, save, eliminate debt, generate additional income, and repair credit, so they can get their money right, dream again, and create financial freedom.
Drawing on her personal experiences, research, and education, she provides programs, learning opportunities, and mentorship in these vital areas.
Bernette is a first-generation four-year college graduate who has called the metro Atlanta area home since coming for college over three decades ago. She holds a Bachelor of Business Administration in Management and a Master of Public Administration with a focus in Policy Analysis and Evaluation from Georgia State University.
Bernette has a strong commitment to philanthropy and women’s issues, having served on the administrative team for the Philanthropic Collaborative for a Healthy Georgia, as a founding member of the Atlanta Women’s Foundation’s Destiny Fund, and through her support of arts and women’s organizations. She has also established a donor fund with her family to create a philanthropic legacy.
Beyond her financial and philanthropic work, Bernette is the author of over thirteen fiction and nonfiction books, has produced two plays, and does live events under her company Mount Hope Media, LLC. She is also a former Mrs. Cobb County-GA-USA, Miss Black International, and Miss Black Georgia.
Bernette’s Short Bio
Through a holistic blend of core money and mindset skills, Bernette helps working adults stop stealing from their future selves and instead start dreaming again and creating financial freedom.
Bernette is the founder of Arise Private Capital, where she leads the real estate investing, lending, and consulting family business. The Money Mojo Mentor is operated as a brand under this parent company.
She and her husband of 20 years have successfully navigated the path for their family, creating financial abundance, a philanthropic legacy, and a life of choice. She is an NFEC Certified Financial Education Instructor℠ based in metro Atlanta, GA.
See how Bernette can support your financial and money goals.